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Within the United States, the tax on interest revenue on life insurance coverage insurance policies and annuities is mostly deferred. However, in some cases the profit derived from tax deferral may be offset by a low return. This relies upon the insuring company, the kind of policy and different variables (mortality, market return, etc.). Moreover, different earnings tax saving vehicles (e.g., IRAs, 401(ok) plans, Roth IRAs) may be higher alternate options for value accumulation.
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